Software Engineering Director - Money Movement (ACH)_

Charlotte

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

**Job Description**

**About the team**

**Money Movement** is a strategic platform providing reusable payment functionality for Consumer, Small Business, Commercial and Wealth Management customers across all channels, including capabilities such as **Zelle P2P, mobile check deposit, RTP, internal/external transfers, payments, wires, and ACH** . The platform positions U.S. Bank for payment products expansion, meeting regulatory and risk controls objectives and global interoperability with its flexible, scalable, resilient, and always-on architecture.

**What you’ll do**

As a **Software Engineering Director and payments domain leader,** you will lead work on core systems modernization and payments data platform delivery. You must be a **hands-on delivery lead** with executive presence and ability to manage stakeholders and competing priorities. You will drive the **Payments Data Mart build** , our AI/ML work bench for customer and product level reporting and controls.

To be successful, you will understand the delicate balance between legacy platforms and new systems to manage stability. You’ll know what it takes to embark on a modernization journey, building next-generation, data-driven transactions-processing platforms by decomposing the monoliths into logical, functional business components architected with cloud ready microservices architecture.

**Responsibilities**

+ Sets the direction of platform and product expansion while assisting the team in aligning platform, product & architecture roadmaps to business requirements.

+ Executes product roadmap on-time and within budget and ensures security and relevant compliance of core systems.

+ Coaches engineers to have a debugging mindset with a view of using the appropriate tools for specific needs.

+ Leads incident response across the engineering organization as needed.

+ Drives the organizational testing strategy and uses quality metrics to identify gaps.

+ Identifies and manages technical and business risk.

+ Takes ownership of decisions made; helping teams make clear decisions in alignment with enterprise goals, backing decisions made, and taking responsibility for their success.

+ Works across the organization to foster a culture where we:

+ Utilize applicable and relevant design patterns in anticipation of future use cases.

+ Make design decisions that minimize the cost of future changes.

+ Have quality and timely code reviews while encouraging teams to consider release complications.

+ Deliver features with minimal disruption to production.

+ Set priorities and urgency in alignment with organizational strategy, making trade-offs where needed and managing technical debt.

+ Work to keep skills up to date.

+ Have a security first mindset.

**Preferred Skills/Experience**

+ Bachelor's degree, or equivalent work experience

+ **Must be a hands-on leader** , helping with strategic architecture, design, and coding review as necessary.

+ Has led major transformation plans (legacy system deep-dive, roadmap creation and execution of roadmap)

+ **Understanding of industry standards ISO 20022, BIAN, IFX standards**

+ Deep understanding of U.S. domestic payment rails (Check, ACH, WIRES, SWIFT) across both legacy and faster payments

+ **Extensive Experience with ACH PEP+, FTM.**

+ Strong hands-on experience with DevOps capabilities - containers, cloud, automation, security, configuration management, CI/CD

+ Strong hands-on experience with Java/Spring, SQL Server, Microservices, GraphQL, REST, Confluent Kafka, IBM MQ, Redis, Log4J, Splunk, App Dynamics, Rancher

+ Deep understanding of data platform technologies (engineering, capabilities & integration)

+ Exposure to latest technologies in cloud engineering, open frameworks, AI/ML

+ Possesses expertise in performance, scalability, enterprise system architecture, and engineering best practices in an agile environment.

**Location Expectations**

The role offers a hybrid/flexible schedule, which means there's an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days.

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants (sbank.com/global/en/disability-accommodations-for-applicants) .

**Benefits:**

Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours):

+ Healthcare (medical, dental, vision)

+ Basic term and optional term life insurance

+ Short-term and long-term disability

+ Pregnancy disability and parental leave

+ 401(k) and employer-funded retirement plan

+ Paid vacation (from two to five weeks depending on salary grade and tenure)

+ Up to 11 paid holiday opportunities

+ Adoption assistance

+ Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

**EEO is the Law**

U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors. Applicants can learn more about the company’s status as an equal opportunity employer by viewing the federal **KNOW YOUR RIGHTS (ov/sites/default/files/2023-06/22-088\_EEOC\_KnowYourRights6.12ScreenRdr.pdf)** EEO poster.

**E-Verify**

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program (sbank.com/verification-of-eligibility-for-employment) .

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $165,325.00 - $194,500.00 - $213,950.00

Job postings typically remain open for approximately 20 days of the posting date listed above, however the job posting may be closed earlier should it be determined the position is no longer required due to business need. Job postings in areas with a high volume of applicants, such as customer service, contact center, and Financial Crimes investigations, remain open for approximately 5 days of the posting listed date.