Specialty Senior Underwriter_

Boston

The Specialty Senior Underwriter will work with Sales, Underwriting and Products and Pricing to profitably grow Guardian’s revenue and market share. Key objectives will be to achieve targeted sales and earnings goals, and to implement and manage our partners as the assigned underwriter.

Specialty Underwriters work with unique channel partners including Professional Employer Organization (PEO’s), Master Brokers, Technology Partners, and Medical Carrier Partnerships.

**You will**

• Improve Sales, Revenue and Earnings results on Life, Disability, Dental, Vision, Accident and Supplemental Health products in the Large Market & Strategic Partnerships space

• Have oversight and identification of any barriers to achievement of financial goals (identify evaluate and help Underwriting Leadership and Product & Pricing team to implement potential improvements).

• Participate in Guardian’s underwriting strategies to support key growth goals and to assume an industry leadership position in the PEO & alternative distribution space.

• Help support Specialty Partnerships team management with activities that are key drivers for the team to achieve results. E.g., Help ensure your renewals are on time with renewal cycles and that targets are being met.

• Build relationships externally through broker visits, regular connections and access to brokers, and training/education.

• Provide pricing and plan design for cases with 500-5,000 lives utilizing prior claim experience and manual rates for our Specialty Partnerships.

• Communicate rate/fee development and plan design offered

• Negotiate with sales representatives or agents/brokers to resolve rate questions and discrepancies, or risk related concerns

• Perform accurate financial analysis to determine the risk classification according to company guidelines.

• Participate in project work or on teams to develop or improve underwriting processes.

• Ensure accurate and consistent application of Underwriting Policies and Procedures.

• Apply knowledge of Federal and State legislation related to Group Insurance Products.

**You have**

• College Degree BS/BA or equivalent work experience.

• 5 years of proven experience with Group Life, Disability, and Dental underwriting.

• Background in experience-based rating and risk assessment.

• Industry related course work is preferred but not required.

• Knowledge of local market competition and strategy (e.g., impact on claim pricing and product choices).

• Excellent analytical and mathematical skills and ability to apply them to complex cases and issues.

• Ability to make decisions, solve problems and meet challenges in completing work.

• Effective use of Word, Excel, and PowerPoint applications.

**Location /Travel**

Hybrid role - 2 days in the office, 3 days WFH - Preferred locations- Guardian home offices located in Bethlehem, PA, New York NY, Stamford CT, Holmdel, NJ - or in a Guardian sales offices located in Atlanta, Chicago, Boston, Newport Beach, or Piano/Dallas. We will consider candidates outside of preferred locations, offering flexible work arrangements if aligned.

Occasional 0-10% Travel

**Reporting Relationship**

This role reports to Leader, Specialty Underwriting & Rating

**Salary Range**

$66,130.00 - $108,640.00

The salary range reflected above is a good faith estimate of base pay for the primary location of the position. The salary for this position ultimately will be determined based on the education, experience, knowledge, and abilities of the successful candidate. In addition to salary, this role may also be eligible for annual, sales, or other incentive compensation.

**Our Promise**

At Guardian, you’ll have the support and flexibility to achieve your professional and personal goals. Through skill-building, leadership development and philanthropic opportunities, we provide opportunities to build communities and grow your career, surrounded by diverse colleagues with high ethical standards.

**Inspire Well-Being**

As part of Guardian’s Purpose – to inspire well-being – we are committed to offering contemporary, supportive, flexible, and inclusive benefits and resources to our colleagues.

**Health Care**

+ Choice of [high deductible/copay] medical plans* with prescription drugs, including coverage for fertility and transgender inclusive benefits

+ Dental plan

+ Vision plan

+ Health care accounts – flexible spending, health reimbursement, and health savings accounts

+ Critical illness insurance

**Life and Disability Insurance**

+ Company-paid Life and Disability insurance plus voluntary supplemental coverage

+ Accident insurance

**Retirement and Financial**

+ 401(k) retirement plan with a company match, plus an annual age/service-based Company contribution and an annual profit-sharing contribution, if applicable

+ Complimentary 1:1 financial guidance with a licensed Fidelity representative

**Time Off and Remote Work**

+ Flexible work arrangements (part in-person/part remote)

+ Unlimited paid time off for most roles plus time off for volunteering, jury duty, voting, and bereavement

+ Personal holidays for colleagues to use in recognition of religious, cultural, or civic days

+ Paid parental leave and paid family and medical leave policies

**Emotional Well-being and Work-Life**

+ Emotional well-being, mental health, and work/life resources powered by Spring Health

+ Wellness programs, including fitness program and equipment reimbursement

+ Child, adult, and elder back-up care support through Bright Horizons

+ Adoption assistance

+ College planning

+ Tuition reimbursement

+ Student loan assistance

+ Commuter benefits in select metropolitan areas

**Equity & Inclusion**

Opportunities to build inclusive and meaningful connections through involvement in colleague-led affinity groups:

+ Employee Resource Groups:

+ Colleague Connection Committees

+ Community Involvement Committees

A culture that encourages colleagues to bring their authentic selves to work

+ Voluntary self-ID

+ Pronunciation and phonetic spelling of names

**_Benefits apply to full-time eligible employees. Interns are not eligible for most Company benefits._**

**Equal Employment Opportunity**

Guardian is an equal opportunity employer. All qualified applicants will be considered for employment without regard to age, race, color, creed, religion, sex, affectional or sexual orientation, national origin, ancestry, marital status, disability, military or veteran status, or any other classification protected by applicable law.

**Accommodations**

Guardian is committed to providing access, equal opportunity and reasonable accommodation for individuals with disabilities in employment, its services, programs, and activities. Guardian also provides reasonable accommodations to qualified job applicants (and employees) to accommodate the individual's known limitations related to pregnancy, childbirth, or related medical conditions, unless doing so would create an undue hardship. If reasonable accommodation is needed to participate in the job application or interview process, to perform essential job functions, and/or to receive other benefits and privileges of employment, please contact [email protected] .

Every day, Guardian helps our 29 million customers realize their dreams through a range of insurance and financial products and services. Our Purpose, to inspire well-being, guides our dedication to the colleagues, consumers, and communities we serve. We know that people count, and we go above and beyond to prepare them for the life they want to live, focusing on their overall well-being — mind, body, and wallet. As one of the largest mutual insurance companies, we put our customers first. Behind every bright future is a GuardianTM. Learn more about Guardian at guardianlife.com .