Managing Director, Head of Credit Products

Dallas, TX, United States

Managing Director, Head of Credit Products page is loaded Managing Director, Head of Credit Products Apply locations Dallas, TX time type Full time posted on Posted 2 Days Ago job requisition id JR101959 Texas Capital is built to help businesses and their leaders. Our depth of knowledge and expertise allows us to bring the best of the big firms at a scale that works for our clients, with highly experienced bankers who truly invest in people’s success — today and tomorrow.

While we are rooted in core financial products, we are differentiated by our approach. Our bankers are seasoned financial experts who possess deep experience across a multitude of industries. Equally important, they bring commitment — investing the time and resources to understand our clients’ immediate needs, identify market opportunities and meet long-term objectives . At Texas Capital, we do more than build business success. We build long-lasting relationships.

Texas Capital provides a variety of benefits to colleagues, including health insurance coverage, wellness program, fertility and family building aids, life and disability insurance, retirement savings plans with a generous 401K match, paid leave programs, paid holidays, and paid time off (PTO).

Headquartered in Dallas with offices in Austin, Fort Worth, Houston, Richardson, Plano and San Antonio, Texas Capital was recently named Best Regional Bank in 2024 by Bankrate and was named to The Dallas Morning News ’ Dallas-Fort Worth metroplex Top Workplaces 2023 and GoBankingRate’s 2023 list of Best Regional Banks. For more information about joining our team, please visit us at www.texascapitalbank.com .

The Head of Credit Products will report to the Heads of Corporate and Commercial Banking to lead Texas Capital’s efforts to establish efficient credit underwriting processes, remain current with corporate credit products and risk management tools, lead front line ownership of risk management programs, policies and procedures, and operational excellence.

The Head of Credit Products will help to design, build, transform and implement a credit underwriting and risk management framework and lead the ongoing identification, assessment, and measurement of the credit underwriting process and the business line’s material risks and key controls. The Head of Credit Products will require expertise in commercial lending, including bilateral and syndicated loans, securities-based loans, asset based loans and other commercial bank credit products, including credit- and insurance-based risk management strategies. In addition, the Head of Credit Products will benefit from a deep knowledge of regulatory requirements and experience in lending, finance, and banking focused on middle market Commercial & Industrial (C&I) companies. As Texas Capital also provides treasury, capital markets, foreign exchange and derivatives, and treasury management products and services, the Head of Credit Products will benefit from familiarity with these additional product and service areas.

The Head of Credit Products will collaborate act as a change agent for the efficiency of and relationship manager experience improvements relating to the credit underwriting experience, as well as the primary coordinator for interaction with colleagues in Enterprise Risk Management and Compliance (2nd LOD) and Internal Audit (3rd LOD). The position requires attention to detail and well-developed organizational skills. This position is critical to supporting the mission of Commercial and Corporate Banking to ensure credit underwriting, risk compliance and successful execution which permit the bank grow profitably.

Job Requirements:

Minimum experience required: 10+ Years of commercial banking, risk and internal control experience

Bachelor's degree in Finance, Economics, Business, Data & Analytics or similar, required

Experience in Commercial Banking and associated Lending and Deposit products

Experience in Treasury Management, Capital Markets, and Derivatives is a plus

Large Bank experience preferred, including CCAR and risk weight assets optimization

Proven ability to lead and execute in change management environments, and has built programs / frameworks from the ground up

Experience in acquisition/integration environments

Proven ability to partner effectively across all levels of the organization and develop positive working relationships

Advanced understanding of laws and regulations impacting financial institutions.

Able to manage and execute multiple complex projects within required timelines

Experience defining and documenting business processes and functions

Ability to analyze and assess the adequacy of operational controls and identify opportunities for process improvements and efficiency gains

Advanced understanding of Sarbanes-Oxley requirements and Risk and Control Self-Assessments (RCSA)

Advanced understanding of operational risk management and audit industry best practices

Demonstrated effectiveness in managing operational requirements, preferably in a Commercial Banking capacity

Demonstrated ability to follow company policies, guidelines and procedures

Strong attention to detail and ability to multi-task

Demonstrated ability to maintain confidentiality using tact and diplomacy

Excellent verbal and written communication skills and demonstrated success communicating with various levels within an organization.

Ability to think critically and logically

Ability to develop effective relationships with various levels within an organization

Proactive self-starter with good people management skills and a strong work-ethic

The duties listed above are the essential functions, or fundamental duties within the job classification. The essential functions of individual positions within the classification may differ. Texas Capital Bank may assign reasonably related additional duties to individual employees consistent with standard departmental policy.Texas Capital is an Equal Opportunity Employer.

About Texas Capital Bank Texas Capital Bank is built to help businesses and their leaders. Our depth of knowledge and expertise allows us to bring the best of the big banks at a scale that makes sense for our clients, with highly experienced bankers who truly invest in people’s success — today and tomorrow.

While we are rooted in core financial products, we are differentiated by our approach. Our bankers are seasoned financial experts who possess deep experience across a multitude of industries. Equally important, they bring commitment — investing the time and resources to understand our clients’ immediate needs, identify market opportunities and meet long-term objectives. At Texas Capital Bank, we do more than build business success. We build long lasting relationships.

Headquartered in Dallas with offices in Austin, Fort Worth, Houston, Richardson, Plano and San Antonio, Texas Capital Bank was recently named the #1 most trusted bank in the country on Newsweek’s inaugural list of America’s Most Trusted Companies

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