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Credit Risk Manager

Baltimore, MD, United States

Position Type :

Full time

Type Of Hire :

Experienced (relevant combo of work and education)

Travel Percentage :

5 - 10%

Are you ready to unleash your full potential? We're looking for people who are passionate about payments to chart Worldpay's path to being the largest and most-loved payments company in the world.

About the team

Large Credit Risk actively manage the contingent credit risk exposure generated by our customers from their card and alternative payment processing activity.

What you will be doing

Working out of our London office as part of the EMEA team, you will be primarily responsible for either the initial underwriting of new customers or the end-to-end credit risk management of existing merchants within an assigned portfolio.

This will involve performing financial assessments of large corporates, analyzing and implementing credit strategies whilst engaging with commercial and other stakeholders.

Additionally, you will be expected to contribute to projects that improve our operational efficiency or improve credit risk knowledge amongst the wider business.

* Manage the credit analysis and implementation of strategy on complex credit deals whilst managing external stakeholders

* Leading the management of distressed credit cases and insolvency scenarios

* Work closely with the Legal team, negotiating and reviewing bespoke contracts

* Presenting proposals to senior leaders / executives

* Respond to client specific alerts and/or trigger events as required and implement necessary actions

* Participate in our continuous improvement process by identifying and implementing process change

* Undertake ad-hoc tasks in support of the overall aim of managing credit risk exposure

What you bring:

* You will have a minimum of 10yrs experience in a credit risk/financial analysis role

* Experience of leading the management of distressed credit cases and insolvency scenarios

* An ability to formulate and implement solutions for new opportunities or challenging financial distress scenarios

* Excellent verbal and written communication skills to senior leaders

* An ability to prioritize competing tasks, work autonomously and to sometimes tight deadlines

Added bonus if you have:

* Experience of working under your own delegated authority

* Previous experience within the payments industry / corporate banking

* European foreign languages

What we offer you

* A competitive salary and benefits

* A variety of career development tools, resources and opportunities

* The chance to work on some of the most challenging, relevant issues in the payment industry

* Time to support charities and give back in your community

Privacy Statement

FIS is committed to protecting the privacy and security of all personal information that we process in order to provide services to our clients. For specific information on how FIS protects personal information online, please see the Online Privacy Notice.

Sourcing Model

Recruitment at FIS works primarily on a direct sourcing model; a relatively small portion of our hiring is through recruitment agencies. FIS does not accept resumes from recruitment agencies which are not on the preferred supplier list and is not responsible for any related fees for resumes submitted to job postings, our employees, or any other part of our company.

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