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Life Underwriter

Fort Worth

Job Description Job Description Benefits:

401(k)

401(k) matching

Dental insurance

Health insurance

Vision insurance

Life Underwriter

Job Summary:

The Underwriter is a junior-level underwriter who is fully trained with a minimum of two years of underwriting or related experience to approve cases up to a specific standard and substandard limits.

Duties/ Responsibilities:

Underwrite individual life insurance applications, within guidelines set for the issuance of policies on a standard or substandard basis

Determine whether to accept, modify or decline a risk through evaluation of an individuals medical history or physical condition, occupational hazards, financial background, insurable interest, and other information pertinent to the decision

Has contact with the field force to gather information on which to base decisions

Consult with superiors or medical department concerning any questionable medical or personal situations

Superiors review cases requiring higher ratings or amounts in excess of prescribed limits

Required Skills/Abilities:

Analytical skills and computational aptitude

Sound judgement

Negotiation and interpersonal skills

Education and Experience:

Minimum 2 years of underwriting or related experience

Bachelors degree preferred

Fluent in English and Spanish, a plus

Complete LOMAs Certificate in Underwriting

Physical Requirements:

Prolonged periods sitting at a desk and working on a computer

Schedule and Salary Range:

Full-time, in-office position

Monday through Thursday: 8:00 a.m. 4:45 p.m.

Friday: 8:00 a.m. 3:00 p.m.

Salary Range: $60,000 - $80,800 annually

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