Principal Software Engineer

Irving, TX, United States

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed.  We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

Job Description U.S. Bank is seeking a Principal Software Engineer and Payments domain leader to work on core systems modernization and payments data platform delivery . They will understand the delicate balance between legacy platforms and new systems to manage stability. They know what it takes to embark on a modernization journey, building next-generation, data-driven transactions-processing platforms by decomposing the monoliths into logical, functional business components architected with cloud ready microservices architecture. Must be hands on delivery lead with executive presence and ability to manage stakeholders and competing priorities. A leader in this space must be well versed with importance of operational needs, complexity of legacy and ability to leverage engineering frameworks and a data-driven approach for delivery, transformation, and excellence. This leader will also drive the Payments Data Mart build, our AI/ML work bench for customer and product level reporting and controls.

Responsibilities

Sets the direction of platform and product expansion while assisting the team in aligning platform, product & architecture roadmaps to business requirements.

Establishes engineering strategic objectives that drive architecture and technical approach.

Executes product roadmap on-time and within budget and ensures security and relevant compliance of core systems.

Coaching engineers to have a debugging mindset with a view of using the appropriate tools for specific needs. Leading incident response across the engineering organization as needed.

Drives the organizational testing strategy and uses quality metrics to identify gaps. Works with all teams to recommend solutions that are in accordance with testing frameworks.

Identifies dependencies across the organization and works with individual teams to resolve them and installs preventative measures to mitigate repeat occurrences.

Identifies and manages technical and business risk.

Takes ownership of decisions made; helping teams make clear decisions in alignment with enterprise goals, backing decisions made, and taking responsibility for their success.

Works across the organization to foster a culture where we: Utilize applicable and relevant design patterns in anticipation of future use cases.

Make design decisions that minimize the cost of future changes.

Have quality and timely code reviews while encouraging teams to consider release complications.

deliver features with minimal disruption to production.

Set priorities and urgency in alignment with organizational strategy, making trade-offs where needed and managing technical debt.

Follow standards and aim for best practices.

Work to keep skills up to date.

Have a security first mindset.

Understand the importance of the methodology have a clear point of view on improvements needed to the delivery process.

Clarify expectations with all parties involved.

Basic Qualifications

Bachelor's degree, or equivalent work experience

10 or more years of relevant experience

Willingness to be a hands-on leader, spending up to 50% of time coding, 25% on app design/architecture/strategy, and 25% on team & stakeholder management

Willing to travel 10-15% of the time

Preferred Skills/Experience

Strong hands-on experience with DevOps capabilities - containers, cloud, automation, security, configuration management, CI/CD

Strong hands-on experience with Java/Spring, SQL Server, Microservices, GraphQL, REST, Confluent Kafka, IBM MQ, Redis, Log4J, Splunk, Splunk, App Dynamics, Ranche r

Understanding of industry standards ISO 20022, BIAN, IFX standards

Deep understanding of U.S. domestic payment rails (Check, ACH, WIRES, SWIFT) across both legacy and faster payments

Experience with ACH PEP+, FTM

Deep understanding of data platform technologies, engineering, capabilities & integration

Proficient understanding of algorithms, data structures, architectural design patterns and best practices

Has led major transformation plans (legacy system deep-dive, roadmap creation and execution of roadmap)

Exposure to latest technologies in cloud engineering, open frameworks, AI/ML

Possesses expertise in performance, scalability, enterprise system architecture, and engineering best practices in an agile environment

Strong problem-solving and analytical skills

Excellent communication, presentation, and leadership skills

Proven collaboration and influencing skills

Location Expectations

The role offers a hybrid/flexible schedule, which means there's an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days.

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

Benefits:

Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours):

Healthcare (medical, dental, vision)

Basic term and optional term life insurance

Short-term and long-term disability

Pregnancy disability and parental leave

401(k) and employer-funded retirement plan

Paid vacation (from two to five weeks depending on salary grade and tenure)

Up to 11 paid holiday opportunities

Adoption assistance

Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

EEO is the Law

U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors. Applicants can learn more about the company’s status as an equal opportunity employer by viewing the federal KNOW YOUR RIGHTS EEO poster.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $165,325.00 - $194,500.00 - $213,950.00 Job postings typically remain open for approximately 20 days of the posting date listed above, however the job posting may be closed earlier should it be determined the position is no longer required due to business need. Job postings in areas with a high volume of applicants, such as customer service, contact center, and Financial Crimes investigations, remain open for approximately 5 days of the posting listed date.