Credit Operations Specialist
Indianapolis, IN, United States
Credit Operations Specialist
Primary Duties and Responsibilities:
The teammate is responsible for accurately tracking and maintaining financial statement and covenant requirements for bank borrowers.In addition, the position is responsible for the management of all credit documents in the Bank's imaging system, and for completing various monthly reports.The teammate is expected to act in a professional manner and within the accepted standards and practices of the industry, as well as within the Bank's Culture of Excellence.
Essential Functions:
On a monthly basis, accurately load financial statement and covenant requirements into Exception Complete for new loans booked the prior month; delete financial statement requirements on those borrowers who have paid off loans the prior month
Update financial requirements on a weekly (or as-needed) basis after reviewing loan committee packet
Log tracked financial statement and credit items in a timely manner
Prepare and disburse monthly Covenant Exception, Financial Statement Exception and Brokerage Statement Compliance and Unused Line reports
Identify borrowers who post a net loss for any specific period; prepare and disburse monthly Loss Report
Research borrower requirements on latest Credit Approval Document to determine if financial item submitted by borrower/lender is a tracked item (financial statement, covenant or brokerage statement requirement)
Process credit/financial information that is emailed into the Credit Imaging mailbox or presented to the department in paper format, including:
Identify proper type of document, correct CIF number for scanning and correct date of the document
Rename Word, Excel or Adobe files accurately in accepted imaging style
Save documents in appropriate folders for processing Organize and prepare financial documents for the imaging process
Engage in routine quality control review of items after imaging, making any necessary corrections
Provide critical backup other Credit Department administrative duties, as assigned
Required Qualifications: Associate degree in a business discipline is preferred, or equivalent work experience
General understanding of banking and banking systems preferred, as evidenced by one or more years of hands-on experience working in a bank
Ability to identify various types of banking and financial customer information, including the ability to identify different types of financial statements
Ability to interpret data and problem solve
High degree of accuracy and attention to detail
Demonstrated organizational and time management skills, with proven attention to detail, as reflected by the ability to prioritize work and manage multiple priorities simultaneously without missing critical deadlines
Computer proficiency, including strong working knowledge of Word, Excel and Adobe and Outlook
Proven interpersonal and communication skills (written and verbal), with strong emphasis placed on responsiveness and customer service
Regular Employee
Hourly Wage
The National Bank of Indianapolis is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment regardless of, and will not be discriminated against on the basis of race, color, sex (including pregnancy), sexual orientation, gender identity, religion, national origin, age, veteran status, disability, genetic information, or other bases as protected by local, state, or federal law.
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