Commercial Credit Analyst Atlanta GA Remote

Atlanta, GA, United States

We’re Hiring!

Atlanta, GA – C (Remote)

Celebrating over 100 years in the community, Citizens Trust Bank remains committed to providing personalized service and financial solutions to meet the growing needs of our customers.

We are committed to our institution’s values of Integrity , Collaboration, Innovation, Service Excellence, Respect, Accountability, and Leadership all of which are needed to continue our mission of empowering generations for financial success.

By joining our team, you can expect opportunities to enhance personal accomplishments as well as professional growth.

Interested in this position and meet the qualifications and requirements? Apply at www.ctbconnect.com. Questions? Contact us at 404-575-8262.

Position Summary:

Responsibilities include but are not limited to the following:

Researches and examines credit risks, assess credit history to determine credit worthiness of existing and potential bank customers

Manages a commercial loan portfolio which includes conducting reviews of existing relationships, renewal of maturing loans, cross sales banking solutions and conducts independent annual review of relationships greater than $500M

Makes recommendations for structure of commercial loan transactions and assist loan officers in writing loan request

Follows up with customers for additional financial/company/industry for inclusion into loan memorandum; contact customers to clear documentation exceptions

Assists with the development department procedures, policies, and processes.

Delivers exceptional customer services consistently to all business lines; maintains positive and productive working relationships with all internal and external customers.

Collaborates and cultivates effective relationships with all business lines for excellent results obtains and maintains insight into needs and opportunities to ensure that customer expectations are exceeded; creates and promotes a positive and supportive work environment

Other Duties and Responsibilities Uses good judgment and makes sound business decisions

Demonstrates personal accountability and maintains and handles all confidential, complex, and sensitive matters and information discretely and appropriately

Facilitates effective and efficient meetings and training sessions

Leads initiatives and projects, mitigates risks, adds value, and supports the Bank’s vision, mission core values, business principles, goals, and objectives

Attends, assists, and participates on bank committees; attends, participates, promotes, and represents the Bank at business, professional, and community events, functions, meetings, organizations, associations, programs, and activities to support and broaden Bank’s image and visibility and help increase business development and other related opportunities

Demonstrates consistent professional appearance, behavior, image, high level of integrity, ethics and consistent represents the CTB Brand

Manages other assigned functions and performs other duties and responsibilities as assigned

Qualifications, Skills, and Abilities: Minimum three years of credit analysis experience in a banking environment

Bachelor’s degree in accounting, finance, economics, business administration, the management or related field

Abrigo/Sageworks Experience a plus!

Strong knowledge and understanding of general banking regulations, laws, guidelines, and related procedures

Excellent analytical, technical, problem resolution, and negotiation skills with the ability to interpret financial reports and legal documents

Digital and technology-savvy; proficient in using advanced Microsoft Excel (formulas, graphing, pivot tables, etc.), Microsoft Office, FIS core system, etc.

Expert level is written and verbal communication and diplomacy skills with the ability to communicate clearly, concisely, persuasively, informatively, tactfully, and effectively work across all levels of the organization

Excellent quality customer service, telephone, and listening skills with a genuine interest in serving customers and the ability to collaborate and build good cross-functional business relationships

Ability to work independently in a fast-paced, high performance and changing environment, and must be able to adapt to change

Citizens Trust Bank is committed to investing in our employees, cultivating a rewarding, results-driven, professional team. We offer competitive compensation and a comprehensive employee benefits package for our full-time employees. Our benefits package includes the following: Medical, Dental, Vision, and Prescription

401(k) Retirement Plan

Life Insurance

Accidental Death & Dismemberment

Short&/Long Term Disability

Flexible Spending Plan

Paid Time Off, Vacation, and Holiday Pay

Tuition Reimbursement

Employer Assisted Housing Program

EEO/AA Wholesale Membership Program

Wellness Program

Employee Assistant Referral Services (EAP)

Legal Shield Program

Group Cancer & Accident Insurance Programs

Worker’s Compensation Program

Free Banking Services

Awards and Recognition Programs

Training & Development Programs and much more