Senior Underwriter
Sacramento, CA, United States
Job Summary
As a Senior Underwriter at ISC; Integrated Specialty Services, your primary responsibility will involve reviewing applications for insurance and evaluating the degree of risk against a set of guidelines to determine eligibility for coverage in our programs. In addition, you will be responsible for determining the level of coverage offered and appropriate pricing based on the exposures presented, while managing communication with appointed brokers.
Position Responsibilities
Gather, analyze, and compare information on new and renewal submissions against a set of rules and guidelines for acceptability.
Assess the degree of hazard of the individual risk to determine the level of coverage that will be offered and appropriate pricing relative to the risk.
Prepare referral submission for risks exceeding individual authority.
Documentation of Underwriting files including risk analysis and pricing justification in accordance with established underwriting standards.
Communicates with producers regarding all aspects of the underwriting process by phone, chat and email.
Collaborate with other team members as needed in underwriting, claims, or marketing to resolve issues.
Assist in the development of the Underwriting team through sharing knowledge and market intelligence, collaboration, and mentoring relationships.
Cultivate relationships with assigned producers to achieve production goals.
Adhere to underwriting guidelines and execute underwriting and pricing strategies to maintain profitability goals.
Recommend ideas for program development and process improvement
Minimum Qualifications
Two-year College degree or Industry Education equivalent (CPCU, CIC, etc.)
7+ years of experience with Property and Casualty underwriting.
5+ years of underwriting experience with non-admitted E&S business.
7+ years with habitational exposures and dwellings (wiring, Roofing, plumbing, etc)
Knowledge of IMS (Insurance Management System) a plus
Comfortable with a fast-paced environment
Proficiency in Microsoft Outlook, Excel, Word & PDF editor,
Property & Casualty Broker’s License
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