Risk Management - Credit Risk Vice President - Underwriter_

New York

Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

As a Credit Risk Vice President within the Community Development Banking group, you will play a crucial role as an Underwriter supporting the Impact Finance & Advisory (IF&A) team. Your primary responsibility will be to collaborate with Community Development Financial Institutions (CDFIs) to deliver loan capital that promotes inclusive economic growth in low-income communities. You will be involved in the preparation and presentation of credit approval packages, account management, and portfolio management. Additionally, you will have the opportunity to work across various business lines, including the Community Development Real Estate and New Markets Tax Credits teams, to finance affordable housing and other community development projects. Your work will align with the firm's philanthropic objectives, extending loans on flexible terms to CDFIs targeting specific geographic areas.

**Job Responsibilities:**

+ Analyze a CDFI's audited financial statement and portfolio quality to assess its current strength and provide a summary of the organization's current management, lending strategy and overall outlook.

+ Identify key credit risks in a transaction and communicate them in a clear and succinct manor.

+ Prepare credit approval packages and present to Investment Committee for approval.

+ Take a leadership role in closing new transactions including review of loan documentation.

+ Support the banking team in management of on-going client relationships and transactions. Engage directly with CDFI project-level and executive staff.

+ Manage a portfolio of accounts and collaborate with the servicing and portfolio management teams.

+ Support on-going valuation of loans within the portfolio.

+ Ensure regulatory compliance and timely maintenance of accurate books and records.

**Required qualifications, capabilities, and skills:**

+ Minimum of eight years in a lending function with experience structuring complex transactions or commercial real estate credit

+ BA/BS or Masters, with concentration in urban policy or management and/or accounting/finance/economics

+ Demonstrated passion for community development finance and/or social enterprise

+ Strong analytical and project management skills, with the ability to multi-task

+ Strong verbal and written communication

+ Dexterity with Excel, Powerpoint and Word.

+ Excellent teamwork and customer service

+ Ability to consistently deliver on commitments to colleagues and internal and external customers

+ Ability to handle ambiguous problems and persist until problem is resolved

+ Attention to detail

+ Entrepreneurial spirit and comfort with ambiguity

**Preferred qualifications, capabilities, and skills:**

+ Advanced degree is preferred

+ Knowledge of CDFIs and experience with their different programmatic lending areas (charter schools, health centers, small business, etc)

+ Successful completion of credit training, understanding of commercial real estate, and knowledge of Community Development financing tools, including NMTCs and LIHTC

+ Working knowledge of JPMC add-ins a plus

JPMorgan Chase & Co., one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set, and location. For those in eligible roles, we offer discretionary incentive compensation which may be awarded in recognition of firm performance and individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase is an Equal Opportunity Employer, including Disability/Veterans

**Base Pay/Salary**

New York,NY $124,450.00 - $240,000.00 / year