Associate Development Program, March 2027

Participate in a comprehensive rotational development and training program

Complete classroom-style instruction, case-study-based exercises, and live work with experienced facilitators and business leaders

Develop foundational business, financial, and credit skills

Learn about the innovation economy and business models across various company life stages

Develop and deliver bespoke financial solutions for startups, founders, investors, and public companies

Receive hands‑on training in credit risk assessment, loan portfolio management, and client management

Collaborate with team members to complete meaningful work and assume increasing responsibility

Assist in managing client portfolios and relationships

Assess and monitor credit risk

Provide financial and credit analysis for innovative companies

Develop understanding of industries, business models, products, and services in the innovation economy

Build relationships with peers and professionals across First Citizens

Requirements

Bachelor’s Degree OR High School Diploma or GED and 4 years of experience

Earned a bachelor’s degree prior to the start date preferred

GPA of 3.0 or higher preferred

Passing grade in at least one finance, accounting, and/or economics college course

Interest or basic knowledge in business, finance, economics, entrepreneurship, technology, or innovation through coursework, internships, leadership experiences, or employment

Strong critical-thinking and decision-making skills

Ability to apply feedback

Professionalism, accountability, and strong attention to detail

Strong written and verbal communication skills

Ability to explain complex situations clearly

Ability to lead, take ownership, and work independently

Ready to relocate to one of the company’s 30+ office locations upon successful completion of the program

Core Competencies

Demonstrates foundational business, financial, and credit skills with a focus on credit risk assessment and client management. Capable of developing bespoke financial solutions and building relationships within the innovation economy.

Highest-signal resume keywords

Bachelor's Degree

Credit Risk Assessment

Financial Analysis

Client Management

Strong Communication Skills

Hard Skills

Financial Skills

Credit Skills

Business Models

Loan Portfolio Management

Credit Risk Assessment

Soft Skills

Critical Thinking

Decision Making

Professionalism

Attention to Detail

Ability to Apply Feedback

Industry Keywords

Innovation Economy

Entrepreneurship

Finance

Economics

Technology

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