Lead Software Engineer

At Franklin Templeton, we believe success is built through powerful partnerships. As a forward thinking asset manager, we build dynamic relationships with clients, understand their goals, and navigate complex markets together. We leverage cutting edge strategies and deep insights to unlock opportunities for long term wealth creation. Our talented, global teams bring expertise that is both broad and unique.From our welcoming, inclusive, and supportive culture to our globally diverse business, we offer opportunities not only to help you reach your potential, but also to contribute to our clients’ success.About the DepartmentThe team operates within Wealth Management Technology, supporting the CashApp Money Movement platform used by Franklin Templeton’s High Net Worth business.CashApp is a mission-critical platform responsible for:Processing client cash transactions (ACH, Wires, Check)Generating outbound transaction files and parsing inbound files (e.g., NACHA, wire files, positive pay)Integrating with downstream systems such as the accounting platform, Cash Agents, Axway, and Azure storageSupporting operational workflows and regulatory validationsThe platform has high transaction sensitivity, requiring:Strict compliance with AML/KYC, OFAC, and audit controlsHigh availability and accuracy due to client impact and settlement deadlinesThe team operates in an Agile delivery model with:Regular sprint-based releases and governance cyclesStrong coordination between Business, Dev, QA, Product, and Operations teamsTeam structure and culture:Cross-functional teams including engineering, QA, product, and supportMix of onshore, offshore, and vendor resourcesFocus on ownership, resilience, and continuous improvementStrong emphasis on AI First, production stability, product monitoring, release discipline, and automation coverageJob OverviewThe Lead Software Engineer will be a senior-level software developer who can operate independently for the CashApp platform and its downstream components, ensuring reliable, scalable, and compliant money movement capabilities.The Lead Software Engineer will:Deliver end-to-end money movement featuresOwn critical components across transaction processing, integrations, and workflow orchestrationImprove system reliability, performance, monitoring, and automation coverageConduct code peer reviews and support branching strategy and team collaborationSuccess in this role enables:Accurate and timely execution of client transactionsAvoidance of business impacts such as missed cut-offs and delayed settlementsFaster delivery of new digital payment capabilities using agent-based code generationImproved operational efficiency and reduced manual interventionHow you will add valueDesign, develop, and maintain CashApp transaction processing componentsReview designs and solutions with the Architecture teamSupport and enhance payment workflows (ACH, Wires, Check)Perform root cause analysis and resolution for production incidents and failuresEnsure high system performance, reliability, and observabilityModernize CashApp components to a cloud-native microservices architectureImprove automation coverage for regression, API, and downstream validationsEnhance integrations with the accounting platform, Cash Agent platform, AML Monitoring Systems, Compliance Recon and Monitoring Systems, Azure-based cloud hosting environments, and external payment systemsCollaborationPartner with:Architecture team for reviewProduct Owners for feature prioritization and roadmap deliveryQA teams to improve automation coverage and release qualityOperations teams to ensure smooth production releases and incident responseParticipate in:Daily stand-upsSprint planning and retrospectivesGovernance and release signoffs (e.g., CashApp TQA cycles)Work closely with stakeholders across:Business (Cash Settlements, Front Office)Compliance and risk teamsVendor and CashAgent partnersAI Fluency – AI-First MindsetExperience in:Functional integration between applications and existing agentsGenerating high-quality code by using prompts efficientlyDebugging complex transaction flowsWriting automation scripts and test casesValidating AI-generated outputs before applying them to critical systemsIdentifying opportunities to use AIWhat will help you be successful in this roleTechnical EnvironmentCore Stack:Backend: Java / Spring Boot / MicroservicesUI: Angular / ReactDatabase: SQL Server / Snowflake / non-SQLMessaging: Kafka / Service BusCloud Technologies: Azure / AWSIntegration: REST APIs, file-based integrations (NACHA, wire files)Operating Environment:Azure cloud and hybrid legacy systemsKubernetes-based deploymentsWorkflow:Agile delivery (Scrum)GitLab / Bamboo CI/CD pipelines and release management cyclesJira and ServiceNow for change and incident trackingQuality & Reliability:Regression automationEnd-to-end validation of transaction flowsMonitoring of batch jobs and integrationsIncident management tied to business-critical SLAsRequired SkillsStrong experience in:Java / microservices architectureAPI integrations and distributed systemsEnterprise transaction processing systemsExperience with:Money movement platforms (ACH, wires, payments)High-volume, high-reliability systemsUnderstanding of:File-based processing (NACHA, wire instructions)Regulatory controls (AML/KYC, OFAC)ISO 20022 awareness8+ years of software engineering experienceExperience leading critical platform components or modulesBachelor's or master's degree in Computer Science, Engineering, or equivalent experienceSoft SkillsStrong ownership and problem-solving mindsetAbility to handle high-pressure, production-critical scenariosEffective communication with Engineering, Architecture, Product, and Business teamsExperience working in Agile, distributed team environmentsPreferred SkillsExperience with:Payment orchestration platformsFamiliarity with:Observability and distributed tracing toolsPerformance tuning of transaction systemsExposure to:Digital onboarding and client servicing platformsFinTech integrationsWork Schedule & LocationThis role will work a hybrid schedule three days per week in any of our Franklin Templeton locations, with a preference for locations in the Eastern time zone.Franklin Templeton offers employees a competitive and valuable range of total rewards, monetary and non-monetary, designed to support their well-being and recognize their time, talents, and results. Along with base compensation, employees are eligible for an annual discretionary bonus, a 401(k) plan with a generous match, and recognition rewards. We also offer a comprehensive benefits package, which includes a range of competitive healthcare options, insurance and disability benefits, an employee stock investment program, learning resources, career development programs, reimbursement for certain education expenses, paid time off (vacation / holidays / sick / leave / parental and caregiving leave / bereavement / volunteering / floating holidays), and a motivational wellbeing program. We expect the annual salary for this position to range between $134,500 – $174,500, depending on location and level of relevant experience, plus discretionary bonus.#MID_SENIOR_LEVEL#LI-HybridAt Franklin Templeton, we believe your benefits should support your life, your goals, and your future. That’s why we offer a comprehensive Total Rewards package designed to help you thrive both personally and professionally.Highlights of our benefits include:- Paid Time Off: Three weeks of PTO in your first year- Health Coverage: Competitive medical, dental, and vision insurance to support your well-being- Retirement Savings: 401(k) plan with an 85% company match on pre-tax and/or Roth contributions, up to IRS limits - Equity & Investing: Employee Stock Investment Plan (ESIP) with discounted share purchase opportunities - Learning Education Assistance Program (LEAP): To support your ongoing growth and career advancement - Employee Investment Benefits: Opportunity to purchase company funds with no sales charge Franklin Templeton is an Equal Opportunity Employer. We are committed to providing equal employment opportunities to all applicants and employees, and we evaluate qualified applicants without regard to ancestry, age, color, disability, genetic information, gender, gender identity, or gender expression, marital status, medical condition, military or veteran status, national origin, race, religion, sex, sexual orientation, and any other basis protected by federal, state, or local law, ordinance, or regulation.Job SummaryJob number: Profession: Technology