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BankTalent HQ
Sacramento, CA, United States
Associates at California Bank & Trust work in a relationship-centered culture where they are provided with the tools, training, and opportunities to build the best possible relationships with our clients and with each other. Our workplace culture values each associate's unique experiences, background and perspectives and provides a collaborative en
Job Source: BankTalent HQZions Bancorporation
Sacramento
Associates at California Bank & Trust work in a relationship-centered culture where they are provided with the tools, training, and opportunities to build the best possible relationships with our clients and with each other. Our workplace culture values each associate’s unique experiences, background and perspectives and provides a collaborative en
Job Source: Zions BancorporationAlsco Inc.
Sacramento, CA, United States
** District Manager - Sacramento** **Job Category****:** Service **Requisition Number****:** DISTR22208 Showing 1 location **Job Details** **Description** Classification: Exempt We are Alsco Uniforms. Weve been working hard for our customers since 1889 when we invented the uniform and linen rental industry. Alsco Uniforms has
Job Source: Alsco Inc.Turner Construction Company
Sacramento, CA, United States
Division: Sacramento Main Project Location(s): Sacramento, CA 94203 USA Minimum Years Experience: Travel Involved: Job Type: Regular Job Classification: Experienced Education: Job Family: Construction Compensation: Salaried Exempt Position Description: The VDC Manager heads the VDC department and is responsible for lead
Job Source: Turner Construction CompanyAlsco
Sacramento, CA, United States
** District Manager - Sacramento** **Job Category****:** Service **Requisition Number****:** DISTR22208 Showing 1 location **Job Details** **Description** Classification: Exempt We are Alsco Uniforms. Weve been working hard for our customers since 1889 when we invented the uniform and linen rental industry. Alsco Uniforms has grown into a worldwide
Job Source: AlscoKate Farms
Sacramento, CA, United States
ABOUT KATE FARMS Kate Farms is a company with heart. Our company was founded on the belief that good nutrition leads to good health, and good health opens the door to endless possibilities. That’s why our mission is to make nutrition the cornerstone of healthcare so people can live their best lives. We are a medical food company that makes complete
Job Source: Kate FarmsBevMo
Sacramento, CA, United States
**District Manager - Sacramento** **Job Description** **Summary:** The District Manager is responsible for achieving revenue, order volume, controllable expenses and delivering the people and customer experience in their district. The position works closely with the Store Leaders to analyze business trends, identify opportunities, and develop pl
Job Source: BevMoRight Start Mortgage
Sacramento, CA, United States
Job Description Job Description Salary: Draw + Commission The Right Start begins by joining our winning Team! Branch Manager Are you ready to take your Branch Manager career to the next level? Right Start Mortgage is expanding again and are looking to hire experienced independent loan officers to join our team. At Right Start, we specialize in
Job Source: Right Start MortgageSacramento, CA, United States
Job Type
Full-time
Description
Under general supervision, maintains a commercial loan portfolio of secured and unsecured loans and lines of credit; provides a superior level of customer service to all current and prospective customers and tracks a variety of systems to ensure compliance with the loan agreement covenants. Employees in this job class handle routine to complex types of loans and retain current customers. Resolves a variety of customer problems and makes credit decisions within established lending limits.
Essential Functions
Relationship Management/Portfolio Management
Follows up on current credits to ensure compliance with terms and conditions, reviews collateral reports to ensure margin requirements are maintained, assesses transaction risk and assigns appropriate risk grade, and takes appropriate action to collect delinquencies.
Maintains new and existing deposit relationships while serving as the central point of contact for assigned commercial banking relationships.
Provides consistent high quality and professional service.
2. Credit Reviews/Analysis
Reviews and analyzes financial data and other relevant information to determine each customer's eligibility for credit within established underwriting standards and lending policies.
Negotiates and structures new and renewed commercial loans; prepares and documents current applications; approves and declines credit within established limits; submits applications for credit exceeding limits to appropriate bank officer.
Serves as a mentor and provides consistent training and feedback to RMs, Credit Analysts & Credit Associates in an effort to maintain a risk focused approach to credit analysis.
Ensures that all approved Credit Authorizations succinctly and cogently address the key credit issues.
Identifies and takes appropriate action in a timely manner to improve the Bank's position with regards to problem loans in assigned portfolio.
3. Compliance/CRA
Ensures credits are in compliance with bank policies and procedures.
Participates actively in community activities to enhance the bank's image, visibility and to reinforce the bank's commitment to CRA.
Maintains a current knowledge of bank regulations. Ensures compliance with all Federal, State and bank policies, procedures and regulations.
Requirements
Bachelor degree in business and/or finance from an accredited college or equivalent work experience.
Minimum of five years proven and progressive experience in financial or banking services in commercial lending.
Knowledge of accounting, financial statement and cash flow analysis. Excellent communication (both written and verbal), interpersonal and problem solving skills. Proficiency in personal computers and related software.
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Email Alert for Portfolio Manager-Sacramento jobs in Sacramento, CA, United States
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